Page 7 - Interviews

Cautiously building growth momentum again: Vishwavir Ahuja, RBL Bank CEO

Banker says there were hiccups due to coronavirus impact but all lead indicators are turning positive

We expect Q3 to be better than Q1 and as good as Q2: Bajaj Allianz Life CEO

In the segment, life insurers are able to give better post-tax returns than fixed deposits, Chugh said

Lakshmi Vilas Bank crisis: Working on a back-up plan, says Shakti Sinha

The committee of directors is only a temporary arrangement till the name is approved by Reserve Bank of India, said Sinha

We expect equity returns to be muted in next 12 months: CIO, HDFC Life

We are taking a balanced approach towards sectors and hence there is no big call on any particular sector, says Prasun Gajri, Chief Investment Officer, HDFC Life

Bank of Baroda ready for life beyond Covid, merger: MD & CEO Sanjiv Chadha

Despite the Covid-19 pandemic, Bank of Baroda (BoB) is confident of completing the amalgamation process by December 2020, ahead of the initial timeline of March 2021

NBFCs need access to credit history like banks, says Gunit Chadha

NBFCs don't have an equivalent body to represent their well-filtered voice with the regulators and government, says APAC Financial Services founder

Moratorium extension will lead to debt pile-up: Sunil Mehta, CEO, IBA

In an interview, SUNIL MEHTA discusses with Somesh Jha the demerits of extending the loan moratorium window and argues why it is the right time for the regulator to allow banks to restructure loans

We intend to use open architecture to build scale: SBM Bank's Sidharth Rath

Sidharth Rath, MD and CEO, spoke to Raghu Mohan on the scale of the bank's ambition and the collaborative approach to rolling out business in its new avatar

NPAs may move up by 5% due to moratorium: CARE Ratings' Ajay Mahajan

Ajay Mahajan, managing director and chief executive officer, spoke to Raghu Mohan on how he views the business and the regulatory topography ahead

Payment of advance does not create lien over supplier's assets: Expert

Your rights arise only from the contract between you and the supplier, say expert

Govt should keep 51% ownership for solidity in PSBs: YES Bank's Sunil Mehta

YES Bank Chairman Sunil Mehta spoke to Abhijit Lele and Pavan Lall about resetting the bank's strategy and corporate governance in banking, and what banks were to do to recover money.

There has to be an alignment of interest, says Arcil's Vinayak Bahuguna

'Banks form the majority of the lenders, and it would appear that they will push through whatever they think is fit for themselves and not necessarily for everybody else, he says

Monetising fiscal deficit via secondary OMOs right way: Uday Kotak

If we keep subsidising or protecting businesses that are not able to compete, we have an issue. I would expect the market to be able to sort things out, says Uday Kotak

Delinquencies have doubled amid Covid-19, says IMGC CEO Mahesh Misra

Higher loan-to-value transactions also have higher moratorium percentages. And people with poor credit scores have opted for moratorium compared to those who had no credit scores, he said

High risk aversion of most lenders is astounding, says Bajaj Finserv CMD

Instead of extending the moratorium by another three months, it would have been better to allow lenders to offer a one-time restructuring only to those who need it, says Sanjiv Bajaj

PoS units can't be dumb any more, says Mswipe founder Manish Patel

Phones have become 'smartphones', and TVs have become 'smart TVs'. Everything is becoming smarter, but we mostly have dumb terminals at merchant outlets, says Patel

Expect slippages to rise to 9% post lockdown: YES Bank's Prashant Kumar

The plan to raise up to Rs 15,000 crore is very much on. We have identified six merchant bankers for the process and are waiting for the Q4 results to be out, YES Bank's MD said

We help banks stay on the grid: Sarvatra Technologies' Mandar Agashe

Fifty-five per cent of the banks are on our platform. Even Google Pay and Truecaller Pay are on it. As for competition, you have C-Edge, and Infrasoft, says Agashe

RBI package: Restructuring of loans should be allowed, says Keki Mistry

Mistry tells Joydeep Ghosh that while the National Housing Bank has been allowed to refinance housing finance companies, relaxation of single-party exposure would be a big help

Covid-19 crisis led to Rs 4,000-cr fresh NPAs: PNB MD CEO Mallikarjuna Rao

He says there can be an impact on profitability as there will be more NPAs