HDFC Bank goes live on 'Rupay Credit on UPI' feature for customers

HDFC Bank is live on ‘RuPay credit card on UPI’ feature, becoming the first private sector bank to take up a service that allows customers to use RuPay credit cards on UPI with BHIM and other UPI-enabled apps.

HDFC Bank RuPay credit cards can be linked to a UPI identity for secure payment transactions, the bank said on Thursday. Merchants will benefit from increased consumption.

Punjab National Bank, Union Bank of India, and Indian Bank, which are all state owned, use the UPI feature. HDFC Bank, India’s largest credit card issuer, is the fourth to come on board.

“We believe