Non Performing Assets

The framework mandates that banks report fraud to the RBI CRILC within a week of the joint lenders' forum (JLF) declaring an account fraudulent

YES Bank's net interest income was up 11.7% YoY in Q3 to Rs 1,971 crore. Sequentially, NII declined from Rs 1,991 crore

Net profit fell to Rs 51.52 crore for the three months through December from Rs 266 crore

Banks have been slow to pass the rate hikes on the liabilities while the assets side saw immediate revision

In March 2021, the GNPAs for SCBs were at 7.5 per cent of the total outstanding loans

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Stress test show banks capable of absorbing shocks without capital infusion

The RBI on Thursday said banks' gross NPA ratio has fallen to a sever-year low of 5 per cent and the banking system remains sound and well-capitalised. In the 26th issue of the Financial Stability Report (FSR), the RBI also said the global economy is facing formidable headwinds with recessionary risks looming large. The interplay of multiple shocks has resulted in tightened financial conditions and heightened volatility in financial markets, it pointed out. "The Indian economy is confronting strong global headwinds. Yet, sound macroeconomic fundamentals and healthy financial and non-financial sector balance sheets are providing strength and resilience and engendering financial system stability," the report said. In the foreword to the report, RBI Governor Shaktikanta Das said the central bank recognises the destabilising potential of global risks, even as it draw strength from the robust macroeconomic fundamentals of the Indian economy. "The Reserve Bank and the other financial ..

Failure to improve business volumes may impact profitability of Delhi-based NBFC, says agency

In a Q&A, Baldev Prakash dwells on the lender's plan to bring down NPAs and raise Rs 500 cr in equity by the end of FY23

Only NIIF has so far stayed the course as a viable infrastructure financing institution, using sovereign support

Write-offs remained elevated at 2.1 per cent for NBFCs and 0.5 per cent for HFCs in H1FY23

The boards of the banks have to examine the compliance with the FWSM criteria and pass necessary resolutions and inform RBI immediately

There's been credit expansion and credit costs have remained low, due to general economic growth and low non-performing assets (NPAs)

The index hit an intra-day high of 4,145.45 before ending at 4,049, up 0.05%; m-cap at close was Rs 9.9 trillion

Impairments on financial instruments double YoY; income from operations almost flat at Rs 2,229.7 cr

The lender's net interest income improved 12.83 per cent YoY to Rs 35,183 crore for Q2FY23, against Rs 31,184 crore last year

Provisions of the lender declined 41 per cent YoY to Rs 1,628 crore in Q2FY23.

Shifted from quarterly reset for individual loans to monthly one

Net NPA reduced to Rs 2,700.29 crore in Q2FY23 from Rs 3,854.33 crore as on Q2FY22 and from Rs 3,103.82 crore as on Q1FY23